What conditions should you place on a sale and purchase agreement?
It is always important to check with your lawyer before signing on a sale and purchase agreement or bidding at an auction. The conditions of
Refinance to get a better deal?
Is it a good idea to refinance and is it worth the hassle? The good The benefits of switching at the time of writing this,
Is it still a buyers market?
Is now a good time to invest in Auckland? Is it a good time to trade up? Are there other parts of New Zealand showing
Better for investors – 90 day ‘no cause termination’
A lot of changes will be made to the tenancy act to favour the landlord. Likely to become law very shortly will be: 90 day
How much do life insurance companies actually pay out?
Is life insurance worth it? There are many types of cover you can get, life insurance seems to be the most popular. AIA one of
Fixed interest rates get better
Wow what a difference a week makes, since this clip was created above fixed interest rates have gotten nice. How nice? We have three to
A nicer better home, easier in a flat market
With a lot of our work currently comprising of assisting clients move safely to a bigger home, here is another clip about the topic. Common
NZ housing market patchy bounce of the bottom?
With the not so sunny days, I myself was pretty sure digging into stats would only reveal the winter chill. Surprisingly as far as the
A mortgage advisers worth might be more than lending
The value of a mortgage adviser can be more to do with a road map and navigation than the mortgage itself. Why do more and
What happens if you throw everything at the home loan?
Why does the balance move at a snails pace in the beginning? Well with table home loans the repayments are designed to be similar all
DTI, CCCFA Interest rate – a lot going on at one time
Debt to Income Ratio Key thing to be aware off here is that the central bank now has a cap on the most you could
Redundancy Cover, can you get it just before you lose your job?
Redundancy cover Redundancy cover will likely not be possible to get once there is public knowledge that there will be job losses at your work.