Baby is getting dangerous and should be insured
Your baby will get up to all sorts of dangerous things, from putting all sorts of things in their mouth to climbing obstacles . You
Fixed rates and its strange relationship with the central bank
Does the OCR have an impact on the fixed rates? Yes and no, the clip above captures some trends we have seen over the past
Buying better, bigger and selling the old one
The family is getting bigger and you need a bigger home, a better school zone. Or perhaps you just need to be loved more. Either
Will medical insurance cover everything when I need it?
Not always are you fully covered my friend even with medical insurance. What is Pharmac? There is some sore sentiment towards the public healthcare system
Debt to income ratios approach second half of the year
Should you be worried? Well generally, no. By design the DTI(Debt to Income Ratio) at 6-7 times income is more than what you could borrow.
Whats the best type of investment property for me?
Two types I have seen A the risk of simplifying things too much I have noticed two distinct types of suburbs. Suburbs where houses are
Are interest rates about to get much better?
So why are many commentators predicting much nicer interest rates shortly? The wholesale rates have taken a bit of a nose dive in the past
Your income enough for the new rents?
Rent increases constantly make the headlines, especially in Auckland where the current median is around $700 per week. How closely is this related to incomes?
Best places to buy an investment in NZ
Real estate trends are showing dynamic shifts in house prices across different towns. Digging deep into the REINZ median house price data reveals some fantastic
Interest Only the best way for what exactly?
There are times where a little more comfort is required when dealing with your home loan. Reasons such as reduced income, an expanding family and
Insurance premiums reduce as I get fitter
In the clip above I talk about weight training and high interval training, whilst Sandy tries to pretend she believes that I go to the
Should I be worried about the new flood map affect on insurance?
The Auckland council has released a beautiful flood zone map(yes they are capable of nice things)which gives some sense in terms of risk. Based on