Could interest rates really, actually drop as we enter anemic growth with inflation?
The OCR has remained the same since June 2023 and it is very likely to remain at the same level till the second part of
Houses moving a lot faster in some main cities
Miriam Bell(senior journalist Stuff Masthead) was kind enough to share her thoughts around what’s happening with house prices across the main cities in NZ. This
Baby is getting dangerous and should be insured
Your baby will get up to all sorts of dangerous things, from putting all sorts of things in their mouth to climbing obstacles . You
Fixed rates and its strange relationship with the central bank
Does the OCR have an impact on the fixed rates? Yes and no, the clip above captures some trends we have seen over the past
Buying better, bigger and selling the old one
The family is getting bigger and you need a bigger home, a better school zone. Or perhaps you just need to be loved more. Either
Will medical insurance cover everything when I need it?
Not always are you fully covered my friend even with medical insurance. What is Pharmac? There is some sore sentiment towards the public healthcare system
Debt to income ratios approach second half of the year
Should you be worried? Well generally, no. By design the DTI(Debt to Income Ratio) at 6-7 times income is more than what you could borrow.
Whats the best type of investment property for me?
Two types I have seen A the risk of simplifying things too much I have noticed two distinct types of suburbs. Suburbs where houses are
Are interest rates about to get much better?
So why are many commentators predicting much nicer interest rates shortly? The wholesale rates have taken a bit of a nose dive in the past
Your income enough for the new rents?
Rent increases constantly make the headlines, especially in Auckland where the current median is around $700 per week. How closely is this related to incomes?
Best places to buy an investment in NZ
Real estate trends are showing dynamic shifts in house prices across different towns. Digging deep into the REINZ median house price data reveals some fantastic