Buying an Auckland home – understanding the potential of the site
Buying a home or an investment is one of the most exciting adventures you can embark on. And amazingly fruitful when the decision is made
What happens when you can’t physically look after your banking
Assuming your spouse can just access your cash? Let’s say you manage all the household finances and suddenly you lose capacity. You’d think common sense
Cashbacks and interest rates the best approach before you fix
Wholesale rates have dropped a bit, which has meant that banks feel more comfortable sharpening their pencils. Fixed rates have become softer and banks have
The Real Cost of Heart Disease: Why Financial Protection Matters
Heart disease remains New Zealand’s single biggest killer. According to a recent AIA claims report, $93.5 million was paid out in heart-related insurance claims in
Interest rates and house prices – gaining clarity on the key fundamentals
Up Down Much like the ebb and flow of our key waterways, the interest rate and housing market landscape remains one of cautious optimism. The
Investing for wealth – Should property still be in the mix?
The Equity build – Is it the right move? Property investment has costs and risks. But is it still worth it long term, especially in
KiwiSaver 2026: How Fund Type and Contribution Amount Could Mean the Difference Between $392 and $865 Per Week in Retirement
Hamish Patel and Sandy recently sat down to dig into the new KiwiSaver changes and crunch some numbers that might just make you rethink how
Light at the end of the stagflation tunnel?
Hamish Patel (mortgage adviser) and Darcy Ungaro (investment adviser) discussed the future of stagflation. How will the central bank react to a stagnant economy with
Moving your mortgage to a bigger home – the best approach
We had a client looking to move a bigger home. They wanted to buy before they sold and they did not know how much debt
Now what? Will oil and interest rates only head one way?
Staring at what seemed like a cloudy horizon, I made two calls:I contacted an EV car dealer, trading in my diesel, and called my electrician
Can you be clean ethical and make money?
Can you have your cake and eat it too? I have been a little cynical and thought profit and being dirty fit together snugly. But
Starting a build project safely means checking out the builder
The building dream Imagine building your home to the point of an empty shell when a large event shuts down the whole country. This happened