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Buying a home?
Its simple enough for us to get the right home loan and structure in place, we live and breathe it. But a pleasant surprise for our home buyers is that we also help guide you with the general home buying process, we are always eager to make the journey nicer. Sometimes it means picking up the phone and calling the right professional to keep the ball rolling in the right direction.
Is medicine covered in medical insurance since its a big part of treatment?
Surprisingly out of the 1,400,000 health insurance polices that might be active in NZ, guess how many have decent cover for medication? Well apparently one
What conditions should you place on a sale and purchase agreement?
It is always important to check with your lawyer before signing on a sale and purchase agreement or bidding at an auction. The conditions of
A nicer better home, easier in a flat market
With a lot of our work currently comprising of assisting clients move safely to a bigger home, here is another clip about the topic. Common
DTI, CCCFA Interest rate – a lot going on at one time
Debt to Income Ratio Key thing to be aware off here is that the central bank now has a cap on the most you could
Redundancy cover not likely when job certainty dented in a company
Redundancy cover is a great way to get peace of mind that there will be some cashflow when you have been made redundant. It can
Debt to income ratios approach second half of the year
Should you be worried? Well generally, no. By design the DTI(Debt to Income Ratio) at 6-7 times income is more than what you could borrow.
Your income enough for the new rents?
Rent increases constantly make the headlines, especially in Auckland where the current median is around $700 per week. How closely is this related to incomes?
Should I be worried about the new flood map affect on insurance?
The Auckland council has released a beautiful flood zone map(yes they are capable of nice things)which gives some sense in terms of risk. Based on
Auckland house prices and migration growth an inseparable pair?
Looking out at night across the Manukau Harbour, I was thinking, man there are a lot of lights out there. Actually probably more than 20,000
Protecting your ability to make repayments
In this great country of ours we have ACC which means you can take up skydiving as a job and still have some cover. However
Unveiling Cladding Types: Expert Insights from Building Inspector Kyle Boonen
Kyle enlightens us on various cladding materials, their strengths, and potential pitfalls. Understanding the Diverse Cladding Types: From traditional weatherboards and native timber cladding to