Interest rates up… wait down…I need a break
The central bank ups the rate again and again some of the interest rates drop at the retail banks. Why? Less pressure on wholesale rates,
New rules coming in from RBNZ, the famous DTI
The Debt to income ratio which will be bought into the RBNZ’s macroprudential rules is set to change the landscape somewhat. How will it affect
The safest way to protect your ability to keep up
Mortgage repayment cover can help if you are unable to work. In general terms if you are not able to work for more than ten
Unlocking Land Opportunities: Moving the Existing House Instead of Demolishing
Hamish Firth specializes in exploring development opportunities for clients and approving plans to make them a reality, he was kind enough to share some thoughts.
Housing market slow down, slows down?
As we move into the new year, many are wondering what the housing market has in store for us in 2023. To get a clear
Understanding Insurance for Children: Types of Coverage and Why Parents Should Consider It
As parents, we always want to ensure that our children are protected in every way possible. One crucial way to achieve this is by getting
Whats covered in a flood?
With recent unpredictable weather conditions leading to increased flooding, homeowners and renters in New Zealand are seeking information on what is covered by their insurance.
Cross lease to Freehold in NZ
The world of property law and resource management can be complex and confusing, but there are certain practices that can greatly benefit homeowners. One such
Protecting Your Rental Investment: Why Adding Rental Cover to Your Insurance Policy is a Smart Move
If you’re a landlord, you know how important it is to have insurance for your rental property. But what happens if your property becomes uninhabitable
The value of Personal Insurance Advisers
In a world where insurance can be easily bought online, some may wonder why personal insurance advisors still exist. Hamish from mortgagesonline.co.nz asks Sandy this
Home Loan Relief for flood affected
Banks are offering some relief for our flood affected clients. Banks can look at home loan repayments holidays or overdrafts. Taking a home loan repayment
Interest Rate Update
Good news on the interest rates, the medium to long term fixed rates have all dropped. It all running at pretty much the same rate