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Property investments can make good sense at times. We help you get the right investment loan in place, with a professional to look over your strategy. Our latest guides and market updates are below.

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● Investment articles

Guides for property investors

Strategy, lending, rule changes and what the Auckland market is doing, from Hamish and the team.

Investment Property, Mortgage, Property Market

30 Sep 2024

Median house prices find a floor to stage something new

Auckland median house prices out this month, showing an increase of 1.1% in August compared to the previous month. Quite different to what was happening in July/June comparison which showed a whopping -7.8% drop. We are hearing of auction rooms becoming more heated for any houses with a lawn, in Auckland at least. The number

Hamish Patel

Founder & Financial Adviser

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Investment Property, Property Market

27 Aug 2024

Is it still a buyers market?

Is now a good time to invest in Auckland? Is it a good time to trade up? Are there other parts of New Zealand showing some early spring action? A quick peek into the REINZ median house price stats shows us some interesting numbers. Firstly, yes its still a buyers market when you look at

Hamish Patel

Founder & Financial Adviser

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Investment Property, Property Market

30 Jul 2024

Better for investors – 90 day ‘no cause termination’

A lot of changes will be made to the tenancy act to favour the landlord. Likely to become law very shortly will be: 90 day no cause termination is back and will enable the landlord to be able to end periodic tenancies without requiring a specific reason. This should mean more security for landlords especially

Hamish Patel

Founder & Financial Adviser

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Investment Property

27 Jun 2024

NZ housing market patchy bounce of the bottom?

With the not so sunny days, I myself was pretty sure digging into stats would only reveal the winter chill. Surprisingly as far as the median house prices are concerned, some of the numbers didn’t fit my paradigm. Auckland The median describes the center of the sales, it is not the only measure. The REINZ

Hamish Patel

Founder & Financial Adviser

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Buying a Home, Investment Property

30 May 2024

DTI, CCCFA Interest rate – a lot going on at one time

Debt to Income Ratio Key thing to be aware off here is that the central bank now has a cap on the most you could borrow. Six times for a home and seven times gross annual income for an investment. However the retail banks are allowed to bend this rule for 20% of their clients.

Hamish Patel

Founder & Financial Adviser

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Investment Property

29 Oct 2025

How much could you gain from one investment property?

Is property investment still the thing for retirement. With interest rates up, not to mention rates and insurance is it worth the weekly cashflow hit? A fairly typical home owner of the day in Auckland, may approach us with a common idea of investing to give some financial freedom in retirement. Looking at the past

Hamish Patel

Founder & Financial Adviser

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Investment Property

27 Mar 2024

Houses moving a lot faster in some main cities

Miriam Bell(senior journalist Stuff Masthead) was kind enough to share her thoughts around what’s happening with house prices across the main cities in NZ. This February compared to the previous year. Auckland had the highest increase in the numbers of houses sold(52.9%)in February. Although right across the country, the volume of houses sold is up(37.9%).

Hamish Patel

Founder & Financial Adviser

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Investment Property

31 Jan 2024

Whats the best type of investment property for me?

Two types I have seen A the risk of simplifying things too much I have noticed two distinct types of suburbs. Suburbs where houses are mainly owned by those living in them and other suburbs where investors own most of the homes. Generally the investor areas carry a varied social economic population. And house prices

Hamish Patel

Founder & Financial Adviser

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Investment Property, Property Market

20 Dec 2023

Best places to buy an investment in NZ

Real estate trends are showing dynamic shifts in house prices across different towns. Digging deep into the REINZ median house price data reveals some fantastic opportunities. While median house prices offer some insight, it’s crucial to understand that the limitations of the stats. The numbers of houses sold is an important factor, smaller sample sizes

Hamish Patel

Founder & Financial Adviser

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Investment Property, Mortgage

15 Dec 2023

Interest Only the best way for what exactly?

There are times where a little more comfort is required when dealing with your home loan. Reasons such as reduced income, an expanding family and unforeseen expenses can warrant turning to interest only. Not a choice to be made lightly as there are costs. How much can it cost? A year on interest only, if

Hamish Patel

Founder & Financial Adviser

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● How we help

More than just a loan

Buying a home to live in? See our buying a home guide.

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We look at your equity, rental income and cash flow to show what you can borrow for your next property.

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We'll show you how the equity in your home or existing rentals can fund the deposit on your next one.

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Splitting loans across terms, with interest-only or offset options where they suit, keeps your portfolio flexible.

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Talk your strategy through with a professional before you commit, and we'll keep everything moving to settlement.

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