Does paying weekly really save interest or is it silly?
Is Repayment Frequency a Mortgage Game Changer? It’s a question that comes up often—and at first glance, it sounds like an amazing financial hack. Change
Water restrictions on the table could present opportunities to buy well
Watercare and Future Development Constraints Watercare has identified challenges in supplying drinking water and managing wastewater for potential future developments. They’ve released maps highlighting areas
Built to rent about to change the world?
Building to rent was to embark on changing renting in NZ but have been a little slow to gain traction. It usually represents a developer
NZ rents get better for some, house prices ummm
Whats happening? REINZ and Trademe data shows a little life in certain areas in terms of house prices. The increase in the supply of houses
Getting mortgage free ten years quicker
Saving $400,000 worth of interest on a $800,000 home loan, seems like an interesting notion . Using a simple straight forward example, I will try
A simple path to wealth, you just have to do it twice.
Most of us kiwis think that a decent retirement is miles off and only possible with a bunch of spreadsheets and ten houses. What if
How much of your repayments actually pay down debt vs interest
How much of your home loan are you actually paying off? The home loan balance seems to move at a glacial pace at the start.
Which places are heating up as buyers bring warmth to autumn?
REINZ stats shows an increase in the median house price of 2.9% across New Zealand when compared to the previous month. With Auckland showing an
Whats on the menu for babies in terms of insurance?
What kinds of cover can you get for babies? Medical insurance which can provide private care is something that is available without health questions very
Opportunities at the bottom – well is it?
My non-expert opinion on some of the opportunities in the current downturn for investors to consider. Development Land in Restricted Areas Watercare’s new restrictions map
Redundancy cover still a good add on – Sandys take
In an uncertain job market, redundancy insurance can provide a crucial safety net. When you’re a homeowner with a mortgage this cover ensures you can
Fixing long or short, a new chapter to the same old story
The current landscape Some economists are now introducing the idea of longer terms rates having bottomed out. The Reserve Bank of NZ has just indicated