What happens if you throw everything at the home loan?
Why does the balance move at a snails pace in the beginning? Well with table home loans the repayments are designed to be similar all
DTI, CCCFA Interest rate – a lot going on at one time
Debt to Income Ratio Key thing to be aware off here is that the central bank now has a cap on the most you could
Redundancy Cover, can you get it just before you lose your job?
Redundancy cover Redundancy cover will likely not be possible to get once there is public knowledge that there will be job losses at your work.
How much could you gain from one investment property?
Is property investment still the thing for retirement. With interest rates up, not to mention rates and insurance is it worth the weekly cashflow hit?
Redundancy cover not likely when job certainty dented in a company
Redundancy cover is a great way to get peace of mind that there will be some cashflow when you have been made redundant. It can
Could interest rates really, actually drop as we enter anemic growth with inflation?
The OCR has remained the same since June 2023 and it is very likely to remain at the same level till the second part of
Houses moving a lot faster in some main cities
Miriam Bell(senior journalist Stuff Masthead) was kind enough to share her thoughts around what’s happening with house prices across the main cities in NZ. This
Baby is getting dangerous and should be insured
Your baby will get up to all sorts of dangerous things, from putting all sorts of things in their mouth to climbing obstacles . You
Fixed rates and its strange relationship with the central bank
Does the OCR have an impact on the fixed rates? Yes and no, the clip above captures some trends we have seen over the past
Buying better, bigger and selling the old one
The family is getting bigger and you need a bigger home, a better school zone. Or perhaps you just need to be loved more. Either
Will medical insurance cover everything when I need it?
Not always are you fully covered my friend even with medical insurance. What is Pharmac? There is some sore sentiment towards the public healthcare system