
A simple path to wealth, you just have to do it twice.
Most of us kiwis think that a decent retirement is miles off and only possible with a bunch of spreadsheets and ten houses. What if

How much of your repayments actually pay down debt vs interest
How much of your home loan are you actually paying off? The home loan balance seems to move at a glacial pace at the start.

Which places are heating up as buyers bring warmth to autumn?
REINZ stats shows an increase in the median house price of 2.9% across New Zealand when compared to the previous month. With Auckland showing an

Whats on the menu for babies in terms of insurance?
What kinds of cover can you get for babies? Medical insurance which can provide private care is something that is available without health questions very

Opportunities at the bottom – well is it?
My non-expert opinion on some of the opportunities in the current downturn for investors to consider. Development Land in Restricted Areas Watercare’s new restrictions map

Redundancy cover still a good add on – Sandys take
In an uncertain job market, redundancy insurance can provide a crucial safety net. When you’re a homeowner with a mortgage this cover ensures you can

Fixing long or short, a new chapter to the same old story
The current landscape Some economists are now introducing the idea of longer terms rates having bottomed out. The Reserve Bank of NZ has just indicated

Future-proof your property portfolio
How do you enjoy the last of anything? The last day in your home, the last day at a job you love. For many of

Picking the best agent for trading up
Obtaining the best price How do you pick the right real estate agent to sell your home? From the method of sale, to getting tips

How to setup up income and life cover, that works when you need it most
A reassuring fact is that 92-93% percent of claims were accepted and paid (as reported by AIA & Fidelity life). However for those families where

The simple way to head towards being mortgage free
Heading towards a destination is easier when you have a map, of equal weight is knowing where you sit currently. We all understand that paying

Revolving Credit – how does it look?
We all know that if you pay your home loan faster – it gets paid off faster. Most people prefer not to make a major