Interest Rates
When fixing long is the simplest and best way forward.
Lets explore the wisdom of considering fixing your home loan for the longer term. A three to five-year fixed rate
July 26, 2023
A structure that makes sense
Interest Rates
A smart structure can help you get mortgage free faster, safely. We can help you understand how best to leverage the features of home loan products.
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Interest Rates
Making the best use of your money
Opportunities exist to use your spare change wisely when you have a home loan. Banks make money by lending deposits
June 30, 2023
Interest Rates
Interest rates up… wait down…I need a break
The central bank ups the rate again and again some of the interest rates drop at the retail banks. Why?
April 19, 2023
Buying a Home
Getting to a nicer home loan amount safely
Paying your home loan quicker is good right? Well kind of, if you do it safely. It might seem like
November 29, 2022
Interest Rates
Coping with higher interest rates
Interest rate increases can be managed. We can give you a good overview of what repayments will look like after
October 31, 2022
Interest Rates
Interest rates get flatter
Fixed rates over different terms are starting to look more and more similar. For many years in NZ it has
September 30, 2022
Interest Rates
Three tips before you switch banks
Think about matching your home loan amortization term to the same as what you have remaining now. Obviously this can
August 30, 2022
Interest Rates
Why rates keep heading up?
In the face of rising prices, interest rates squeeze more from pockets. How and why would the central bank(RBNZ) have
April 27, 2022
Buying a Home
How does inflation happen?
Inflation, how does it work? Why is it there? Let’s use an an example. Imagine you are on an island
September 24, 2021
Interest Rates
A focus on longer term rates?
Should you be considering a longer term fixed rate? At some time point in the rate cycle, you try and
September 9, 2021