Interest Rates
Interest Rates to Head Up ?
The RBNZ has some things of interest in their Monetary Policy Statement as they held rates on the day of
August 20, 2021
A structure that makes sense
Interest Rates
A smart structure can help you get mortgage free faster, safely. We can help you understand how best to leverage the features of home loan products.
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Buying a Home
Why do rates move up without the central bank?
The Reserve Bank of New Zealand came out in mid July and said, no change to the OCR(overnight cash rate).
July 22, 2021
Interest Rates
Will interest rates go up?
The Reserve Bank of New Zealand starts to reveal its hand a bit more as the horizon starts to clear.
May 28, 2021
Interest Rates
Should I fix my rate for 5 years?
Fixing your home loan for a longer terms gives you a sense of security. There are things you have to
July 30, 2020
Interest Rates
How much of my loan repayment will be going towards paying it off?
The mortgage payments for most home loans are set as a “table mortgage”. This is set so the repayment tries
January 30, 2020
Refixing Your Rate
Before you refix
The interest cost of your home is worked out on the daily balance. So even a slight adjustment in payments can
November 28, 2018
Interest Rates
How much is a break fee?
Your break fee is calculated at the time of the break. A couple of things are thought about when working
June 12, 2018
Interest Rates
3 hot tips from the refix lady
1. Always have a target, know whats a fair rate and push for it. Since we are doing quite a
November 10, 2017
Interest Rates
Rates – Steady breeze in the city of sails
The Reserve Bank of New Zealand had a few things to say as it held the rate at what seems
June 24, 2017
Interest Rates
Are rates shooting up?
So yeah not really, as is evidenced by the graph below. If anything they might be heading towards what they
May 16, 2017