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Buying a home?
Its simple enough for us to get the right home loan and structure in place, we live and breathe it. But a pleasant surprise for our home buyers is that we also help guide you with the general home buying process, we are always eager to make the journey nicer. Sometimes it means picking up the phone and calling the right professional to keep the ball rolling in the right direction.
Getting ready for your application
Applying for your home loan can be easier than you think. More savings and less personal lending are obvious characteristics to target. Other things to
Advantages of using two banks
Okay. So what are the advantages of using two banks? More options? Owning a home and investment property makes using two banks quite important. But
How does inflation happen?
Inflation, how does it work? Why is it there? Let’s use an an example. Imagine you are on an island and there is a supply
Reserve Bank of New Zealand to make changes
The RBNZ have indicating which tools they will be deploying over the next few months. Namely three distinct areas which will affect banks, Low deposit
More apartments to come
All sorts of new developments will be possible around mid to late 2022. The National Policy Statement on Urban development released by the government makes
Why do rates move up without the central bank?
The Reserve Bank of New Zealand came out in mid July and said, no change to the OCR(overnight cash rate). And then we saw a
What is a priority amount?
What does the priority amount actually mean? It covers an amount that they have first dibs on, if you owed them that and if the
Pre Contract Disclosure for Apartments
When buying an apartment it is vital that you understand the Body Corporate. In term of some key things which can be revealed in the
Pre Auction offer
Does a pre auction offer give you a better chance of securing the property. Well not entirely. Contrary to popular belief having a pre auction
Running a family trust correctly
A trust can be a great way to protect and run assets, for the benefit of children. Keeping in mind the reason for the trust
How much should you offer for a house?
CVs and GVs are only a way for the council to distribute the rates bill to rate payers. It’s usually worked out through some blanket
The best way to setup life insurance
Having life insurance does not always mean you are covered. When you are in the process of setting up life insurance, you must ensure that