Let us help you!
Buying a home?
Its simple enough for us to get the right home loan and structure in place, we live and breathe it. But a pleasant surprise for our home buyers is that we also help guide you with the general home buying process, we are always eager to make the journey nicer. Sometimes it means picking up the phone and calling the right professional to keep the ball rolling in the right direction.
Two reasons for using a mortgage adviser
Visibility. Our clients love being able to use our services to map out what is possible and what is not. We can give some transparency
Unconsented works – can it be insured?
One of the key aspects of buying a home is making sure that it checks out. Many houses in New Zealand do have renovations or
Right fund for a deposit?
Which Kiwisaver fund is the best for a first home withdrawal? Reviewing the fund can actually make a large difference to the usability of the
Getting a will
Im getting around to writing a will, no really I am. If I forget to write my will however, what will actually happen to my
Helping family with their deposit – safely
Options for a home loan with less than a twenty percent deposit can be limited. This has led to parents or siblings helping some of
Getting ready for your application
Applying for your home loan can be easier than you think. More savings and less personal lending are obvious characteristics to target. Other things to
Advantages of using two banks
Okay. So what are the advantages of using two banks? More options? Owning a home and investment property makes using two banks quite important. But
How does inflation happen?
Inflation, how does it work? Why is it there? Let’s use an an example. Imagine you are on an island and there is a supply
Reserve Bank of New Zealand to make changes
The RBNZ have indicating which tools they will be deploying over the next few months. Namely three distinct areas which will affect banks, Low deposit
More apartments to come
All sorts of new developments will be possible around mid to late 2022. The National Policy Statement on Urban development released by the government makes
Why do rates move up without the central bank?
The Reserve Bank of New Zealand came out in mid July and said, no change to the OCR(overnight cash rate). And then we saw a
What is a priority amount?
What does the priority amount actually mean? The priority amount is essentially the figure the bank has first claim over. If you owe them money