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Buying a home?
Its simple enough for us to get the right home loan and structure in place, we live and breathe it. But a pleasant surprise for our home buyers is that we also help guide you with the general home buying process, we are always eager to make the journey nicer. Sometimes it means picking up the phone and calling the right professional to keep the ball rolling in the right direction.
Redundancy cover not likely when job certainty dented in a company
Redundancy cover is a great way to get peace of mind that there will be some cashflow when you have been made redundant. It can
Debt to income ratios approach second half of the year
Should you be worried? Well generally, no. By design the DTI(Debt to Income Ratio) at 6-7 times income is more than what you could borrow.
Your income enough for the new rents?
Rent increases constantly make the headlines, especially in Auckland where the current median is around $700 per week. How closely is this related to incomes?
Should I be worried about the new flood map affect on insurance?
The Auckland council has released a beautiful flood zone map(yes they are capable of nice things)which gives some sense in terms of risk. Based on
Auckland house prices and migration growth an inseparable pair?
Looking out at night across the Manukau Harbour, I was thinking, man there are a lot of lights out there. Actually probably more than 20,000
Protecting your ability to make repayments
In this great country of ours we have ACC which means you can take up skydiving as a job and still have some cover. However
Unveiling Cladding Types: Expert Insights from Building Inspector Kyle Boonen
Kyle enlightens us on various cladding materials, their strengths, and potential pitfalls. Understanding the Diverse Cladding Types: From traditional weatherboards and native timber cladding to
Cross lease to Freehold in NZ
The world of property law and resource management can be complex and confusing, but there are certain practices that can greatly benefit homeowners. One such
Getting to a nicer home loan amount safely
Paying your home loan quicker is good right? Well kind of, if you do it safely. It might seem like a good idea to lock
Tips for Trading up your home
When it comes to houses, sometimes bigger is better. It is safer to sell and buy within a short space of time. This is to
Various ways to help kids with the deposit
Being in the position to help a child with the deposit for their first home is nice. But it can carry certain risks mitigated by