Your health is probably the most important asset you have and has a major impact on your ability to earn an income. Health insurance can provide you with quick, high-quality health care for non-acute problems or problems which might otherwise see you waiting in the public health system.

In New Zealand we have ACC and they do a great job of supporting those who have been involved in an accident. The reason most people look to purchase some type of income protection insurance is to get financial aid at a time of illness. According to a 2008 report1, 1 in 5 men and 1 in 7 women between the ages of 30 and 64 will suffer a critical illness.

Many health problems require significant time away from work for recovery. If it happens to you, income protection insurance can give you some peace of mind by paying out around 75% of your pre-disability income.

Heart disease and cancer are the leading causes of death in New Zealand. The sad reality is that without insurance there is little financial assistance available, unless of course you have generous rich family members.

If you are interested in looking at quotes or would like more information about health insurance, call us or send us an email.