Interest Rates
How much of my loan repayment will be going towards paying it off?
The mortgage payments for most home loans are set as a “table mortgage”. This is set so the repayment tries
January 30, 2020
A structure that makes sense
Interest Rates
A smart structure can help you get mortgage free faster, safely. We can help you understand how best to leverage the features of home loan products.
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Interest Rates
Should I break my fixed rate?
Breaking you home loan rate can come at a cost(break fee), however it can still make sense to do this.
June 26, 2019
Interest Rates
Cutting down your interest costs
Saving interest on your mortgage is easier than you think. On a home loan of $600,000 on todays rates, an
June 5, 2019
Interest Rates
Should you fix for two years?
Fixing your home loan can be fun at times when rates are dropping. Ofcourse guessing the future course of interest
April 18, 2019
Sort my rate out
One of the team can help you fix your rate with most major banks, complete the form below and we
December 14, 2018
Interest Rates
How does an offset mortgage work?
Many Nzer’s are familiar with how a revolving credit mortgage works to reduce the overall interest cost. NZ Home Loans and
July 31, 2018
Interest Rates
How much is a break fee?
Your break fee is calculated at the time of the break. A couple of things are thought about when working
June 12, 2018
Interest Rates
3 hot tips from the refix lady
1. Always have a target, know whats a fair rate and push for it. Since we are doing quite a
November 10, 2017
Interest Rates
Rates – Steady breeze in the city of sails
The Reserve Bank of New Zealand had a few things to say as it held the rate at what seems
June 24, 2017
Interest Rates
Are rates shooting up?
So yeah not really, as is evidenced by the graph below. If anything they might be heading towards what they
May 16, 2017