Interest Rates
Break and refix?
Should you break your interest rate right now and refix? There is a simple way to work out the actual
July 22, 2021
A structure that makes sense
Interest Rates
A smart structure can help you get mortgage free faster, safely. We can help you understand how best to leverage the features of home loan products.
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Buying a Home
Why do rates move up without the central bank?
The Reserve Bank of New Zealand came out in mid July and said, no change to the OCR(overnight cash rate).
July 22, 2021
Interest Rates
Will interest rates go up?
The Reserve Bank of New Zealand starts to reveal its hand a bit more as the horizon starts to clear.
May 28, 2021
Interest Rates
Keeping your repayments higher
What if you kept your home loan repayment higher than the minimum payments. As interest rates drop sometimes there is
September 29, 2020
Interest Rates
Should I fix my rate for 5 years?
Fixing your home loan for a longer terms gives you a sense of security. There are things you have to
July 30, 2020
Interest Rates
Inflation and money creation
Many governments and central banks have committed a lot of fresh money towards the economy. But where is this money
April 9, 2020
Income affected? We might be able to help
You might be facing an uneasy time. Here are a couple of options, feel free to reach out as there
March 20, 2020
Interest Rates
How much of my loan repayment will be going towards paying it off?
The mortgage payments for most home loans are set as a “table mortgage”. This is set so the repayment tries
January 30, 2020
Interest Rates
Should I break my fixed rate?
Breaking you home loan rate can come at a cost(break fee), however it can still make sense to do this.
June 26, 2019
Interest Rates
Cutting down your interest costs
Saving interest on your mortgage is easier than you think. On a home loan of $600,000 on todays rates, an
June 5, 2019