
Go easy on going short for too long
It is a given that the central bank will move the OCR down. However, does that mean that fixing short
A smart structure can help you get mortgage free faster, safely. We can help you understand how best to leverage the features of home loan products.


It is a given that the central bank will move the OCR down. However, does that mean that fixing short
Is it a good idea to refinance and is it worth the hassle? The good The benefits of switching at

Wow what a difference a week makes, since this clip was created above fixed interest rates have gotten nice. How

The value of a mortgage adviser can be more to do with a road map and navigation than the mortgage

Why does the balance move at a snails pace in the beginning? Well with table home loans the repayments are

The OCR has remained the same since June 2023 and it is very likely to remain at the same level

Does the OCR have an impact on the fixed rates? Yes and no, the clip above captures some trends we

So why are many commentators predicting much nicer interest rates shortly? The wholesale rates have taken a bit of a

Parents(or kids) with credit balances sitting around, who are nice enough to forgo their interest for your lifestyle? We see

The excruciating pain of interest rates twists its ugly knife into the heart of NZ families. But still we spend.
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