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Hamish Patel

A structure that makes sense

Interest Rates

A smart structure can help you get mortgage free faster, safely. We can help you understand how best to leverage the features of home loan products.

Mortgage

Outside the banks

What are non banks? Over the past few years we have seen the options outside the banks increase substantially. Finance

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Buying a Home

Gifting a deposit

Gifting a deposit for a home can seem simple enough but you need to consider the following: 1.Are there other

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Refixing Your Rate

Before you refix

The interest cost of your home is worked out on the daily balance. So even a slight adjustment in payments can

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Buying a Home

Deposit rules change

The RBNZ has changed the deposit rules. Bank can now allow more low deposit home buyers to borrow. Home Buyers After

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