In the clip above I talk about weight training and high interval training, whilst Sandy tries to pretend she believes that I go to the gym.

For a long time there has been a tendency to get punished for being unhealthy in various ways. Even with insurance premiums to some extend. Premium loading(we noticed you are unwell how about paying more), exclusions and a lack of certain covers are possible. As ways of the insurance company trying to mitigate risks.

Interestingly there has been a shift in the market towards trying to help improve the risk profile by taking a more positive approach. Such as a premium reduction based on sticking to fitness goals.