Gifting a deposit for a home can seem simple enough but you need to consider the following: 1.Are there other siblings to think about? 2.An alternative to gifting can be a loan, how does this affect future claims by a spouse? Bryan Ivamy, general manager of NZ Trustee Services was kind enough to share his thoughts.

Trading up to a better home – where do you start
Getting into a bigger home or a better school zone is an exciting adventure. There are three main approaches to this really assuming you sell