Not always are you fully covered my friend even with medical insurance.

What is Pharmac?

There is some sore sentiment towards the public healthcare system at times but we must remember its better than a lot of places in the world. Our government has an awesome instrument for procuring medication, pharmac is the umbrella we do our bulk buying through. However there is never an endless supply of money and so only some medication is covered by the government.

So medical insurance has my back right?

Depends on the type of medical insurance you have, surprisingly some only cover you for pharmac medication. Which is like me giving you the same umbrella you already have when its raining. So you might prefer medical insurance which has non-pharmac cover and a decent amount for that. Some have annual limits.

So yeah insurance adviser

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