So Korinne Ellis why would you bother reviewing life insurances?
To make sure your insurance still fits. So with each age and stage in life, marriage, children, mortgages being paid down, salary increases, we need to make sure that insurance is still working for you.
Right, okay, and how do you do a review?
We can start with just a brief catch up really. We can touch base and check if anything has changed?
The only other reason to review if nothing has changed since your last thorough review, is if products have changed at other providers which make them more suitable.
If the budget is getting tight, there can be ways to reduce your premiums without canceling the cover. Changes in excess, reduction in cover or other suppliers could be an alternative.