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Where Would You Buy Right Now? Housing Market Insights from a Financial Adviser Who’s Actually Looking Too

Where Would You Buy Right Now? Housing Market Insights from a Financial Adviser Who’s Actually Looking Too

There’s no shortage of headlines saying the property market is “flat” or “dead.” But when you zoom in on the actual numbers — and we did, using REINZ’s latest stats — the picture is far more interesting.

So, if you’ve been quietly wondering whether there’s any life in the market (especially in Auckland or around the North Island), this one’s for you.

👇 Watch the clip or read on for the highlights.

Let’s Talk About the Elephant in the Room: Buying Right Now Takes Guts

Most people wait until “everyone else is buying.” We’re wired that way — like herd animals. But the truth? Some of the best opportunities show up before the pack catches on.

And right now, that early movement feels like it might be showing

Auckland: Not Booming, But Definitely Breathing

Looking at month-on-month shifts in the Median prices by REINZ (June compared to May), we’re starting to see flickers of life in:

  • Auckland City 2.1%
  • Franklin 1.4%
  • Manukau 1.2%
  • North Shore 1.7%
  • Rodney 2.7%

It’s not a surge — but it’s a pulse. And after a pretty rough ride over the past year, even small upward moves matter. Especially if you’re thinking long-term.

Going Regional? There Are Some Quiet Movers

If you’re after better cash flow or want to stretch your deposit further, regional centres may be your jam. Here’s what stood out:

  • Hamilton: Still feeling soft — and that can mean bargains. 1.9% down June compared to May
  • Waipa District (Cambridge): Looking lively. 3.2% up
  • Rotorua: Not just in the news — actual sales volume is showing signs of life. 2% up
  • Hastings & Napier: Strong activity despite challenges 10.6% & 1.8% up . (Bonus tip: steer clear of low-lying areas — speaking from experience here.)
  • New Plymouth: Now looking a lot more affordable but maybe not for long? 7.6% up
  • Wellington: Kapiti Coast holding up. 2.6% up
  • Christchurch: Still a major city worth watching. Getting affordable at 2.1% down

Don’t Get Fooled by Percentages

You’ll hear stats like “6.8% increase!” — but dig deeper and you’ll find it was based on just 9 sales. (Looking at you, Ōtorohanga.)

That’s why I always remind clients: context is everything. Big percentage shifts don’t always mean big opportunities. Look deeper into the stats.

On-the-Ground Advice You Can Actually Use

Some practical things to keep in mind if you’re house-hunting outside the main centres:

  • Take a roadie: Honestly, nothing beats visiting the town, meeting locals, and getting a feel for the vibe.
  • Talk to local property managers, they know and can be less biased(as they are not selling)
  • Know the risks:
    • Christchurch = liquefaction zones
    • Rotorua = geothermal activity (check those old maps)
    • Huntly = watch out for mining areas
    • Wellington = earthquake strengthening matters

Still Not Sure Where to Start?

That’s where I come in.

Lets start with the numbers, because property isn’t just about headlines — it’s about your future.

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