usableequity

By Hamish Patel / December 17, 2025

Reviews

mortgagesonline.co.nz

5.0

Based on 185 reviews

Gail and Hamish at Online mortgages were amazing to deal with, very professional and efficient, I would highly recommend them.

Bryan Robinson

1776299401

Great experience working with Sandy. She took the time to carefully review our insurance, explained everything clearly, and helped identify a few gaps we hadn’t considered. We never felt pressured and really appreciated her honest and practical advice. Would highly recommend Sandy to anyone looking for helpful and trustworthy financial guidance.

Kevin Dias

1774512751

Hamish is always super helpful with everything we need when it comes to our loans, super down to earth and easy to talk to and ask questions.Sandy's been a great help lately with our insurances, giving us all the tips on what we can do and what's best for us.We've been with this company for many many years and definitely not looking at going anywhere because they are just amazing and so good at what they do!

Caryn Dias

1774037042

Great service and helped us get our Home Loan sorted.Would recommend A++

Anthony Stehr

1771213640

Hamish gave me some excellent advice which helped me get my mortgage pre approval with ease.

Susan Landeg

1770405664

Chun was outstanding to work with. Clear communication, honest advice, and very responsive throughout the entire process. He made everything easy to understand and handled all the details professionally. Highly recommend Chun to anyone looking for a reliable and knowledgeable mortgage broker.

Zyrus Lee

1770086085

I can’t speak highly enough of Hamish and the team at Mortgages Online. Hamish was incredibly professional, knowledgeable, and genuinely supportive throughout our conversation. Even though we only found him when we were already at the very end of our mortgage process, his guidance made a real difference and helped us move forward with confidence.I truly regret not having found Hamish earlier, his advice could have saved us a huge amount of stress, time, and uncertainty. He was clear, honest, and pointed us in exactly the right direction when we needed it most.I would absolutely recommend Hamish and Mortgages Online to anyone looking for expert mortgage advice. If we had connected with him sooner, our journey would have been far smoother.

Suéllen Anacleto Machado

1769807078

The team at Monline were fantastic to deal with. They bent over backwards to help us to secure the best deal for our new mortgage. They were transparent throughout the process and we cant thank them enough. Would highly recommend.

Matt and Nat Jamieson (Kiweegie Campers)

1769642049

Have worked with the team for past few years now - recently needed a business loan sorted - which seemed bit difficult to get but Hamish, Tara and the team did an exceptional work and got us across the line! Happy to recommend to others.

Darsh S-R

1769546403

As property investors, we have had multiple mortgages and brokers over the years. This was our first time using Hamish's team and we were really impressed with everything they did, including how they suggested a restructure idea that we had never thought of but has proven to be a brilliant strategy. We'll definitely be using Mortgages Online again!

Patrick Walsh

1769477965

We highly recommend Mortgages Online. Hamish and his team (Chun Chan and Mila) breaks everything down step by step and you know exactly where you are at. Exceptional service and incredibly knowledgeable.

Ajitpal Singh Saini

1769127212

Super excited to be working with Hamish and team. Refinanced my loans with them and the process was smooth as butter 👏🏿. Thank you MOL

Albert Madondo

1768526473

Clean, Clear, Professional. Great Service!

Matt

1768259048

I’ve had an excellent experience working with Sandy as my insurance broker. She is knowledgeable, reliable, and genuinely committed to finding the best solutions for her clients. Sandy takes the time to explain all available options clearly and makes the entire process smooth and stress-free

parthan ari

1763542661

They have been my morgage advisors for more than 5 years now. Exceptional customer service and advise. I was so glad when they introduced the Life cover Insurance through them. Never felt more secured 🥰.

Shalvinesh Prasad

1763340919

We are very pleased with the services provided by Mr. Samir. He consistently goes above and beyond in his work. Highly recommended.

Sunny Marwaha

1762276916

Great team and bunch of amazing people ! They had made our first home journey a breeze. Thank you Dev , Tara and Sandy you guys are awesome. Would recommend them 200% ! Dev guided us through with every detail in mind. Every session we had with him was very productive and informative.

Iamrav

1761082911

Highly recommend Mortgages Online. Hamish and his team are great. They worked hard to achieve the best results for us. We have been with them for almost 16 years. They never let us down. Team member Chun even answered my phone call after hours. 5 stars for sure. Give them a call, you won't disappoint.

Ying Zhong

1757391495

Great team!!! Was a seamless experience and definitely hassle free.Hamish and his team always kept us up to date with the process and in the loop of what to expect.Highly recommend !!!!

Cindy Thomas

1755853132

Amazing service was given to us by Dev Sandhu. Highly recommended!!ThanksAshish

Ashish John

1751042757

Excellent and very helpful team, they went out of their way to get us a mortgage. They were always available to answer any questions or to lend some advice...highly recommended brokers

Gavin Pillay

1742172178

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