An adviser walking clients through a rate comparison on screen

Home / Investment

● Investment property

Investing in property? Start here.

Property investments can make good sense at times. We help you get the right investment loan in place, with a professional to look over your strategy. Our latest guides and market updates are below.

Book a free chat Browse the articles

● Investment articles

Guides for property investors

Strategy, lending, rule changes and what the Auckland market is doing, from Hamish and the team.

Investment Property, Property Market

23 Sep 2025

2,000,000 more homes in Auckland?

Auckland may be on the verge of the largest planning shift in its history. Government-driven proposals could allow up to 2 million new homes—a figure that dwarfs the ~100,000 homes built over the past decade. At today’s pace, that’s 200 years of supply. This is not a forecast—it’s a regulatory allowance. But it has profound

Hamish Patel

Founder & Financial Adviser

Read article

Investment Property

14 Aug 2025

When you shouldn’t invest in property

Reasons not to invest right now So you are sitting on a bunch of equity and it feels like its time to put it to work. The key factors which could mean its the wrong time to invest could include. Remember property is a long term commitment as sometimes the cycle can enter a flat

Hamish Patel

Founder & Financial Adviser

Read article

Investment Property

29 Jul 2025

Where Would You Buy Right Now? Housing Market Insights from a Financial Adviser Who’s Actually Looking Too

There’s no shortage of headlines saying the property market is “flat” or “dead.” But when you zoom in on the actual numbers — and we did, using REINZ’s latest stats — the picture is far more interesting. So, if you’ve been quietly wondering whether there’s any life in the market (especially in Auckland or around

Hamish Patel

Founder & Financial Adviser

Read article

Investment Property

30 Jun 2025

Granny flats – its coming to pump up your income

Recent policy shifts on minor dwellings and granny flats will reshape New Zealand’s housing landscape. Hamish Firth from Mt Hobson Group was kind enough to share his insights with us. What will it change? Key Conditions Minor Dwelling vs Subdivision Granny flat or a full subdivision? Get a feasibility report quote from Hamish Firth P 09

Hamish Patel

Founder & Financial Adviser

Read article

Investment Property

28 May 2025

Built to rent about to change the world?

Building to rent was to embark on changing renting in NZ but have been a little slow to gain traction. It usually represents a developer or a consortium of investors who build property to provide long term tenancies. Often these are apartment blocks and were often pitched as providing better quality rentals than mum and

Hamish Patel

Founder & Financial Adviser

Read article

Investment Property

29 Apr 2025

A simple path to wealth, you just have to do it twice.

Most of us kiwis think that a decent retirement is miles off and only possible with a bunch of spreadsheets and ten houses. What if all you needed was two investment properties to get a $2m boost in retirement. Lets take an example that would be possible for a NZ family, lets look at the

Hamish Patel

Founder & Financial Adviser

Read article

Investment Property

28 Mar 2025

Which places are heating up as buyers bring warmth to autumn?

REINZ stats shows an increase in the median house price of 2.9% across New Zealand when compared to the previous month. With Auckland showing an uplift of 6.4%. This is when comparing the sales data from February to January. Hawkes Bay and Wellington shows an increase of 6%. Canterbury also up 4.5%. Auckland’s median property

Hamish Patel

Founder & Financial Adviser

Read article

Investment Property

29 Jan 2025

Future-proof your property portfolio

How do you enjoy the last of anything? The last day in your home, the last day at a job you love. For many of us we imagine that the last day of something we enjoy will never come. But often the last day of something should really be enjoyed as the first, by immersing

Hamish Patel

Founder & Financial Adviser

Read article

Investment Property

28 Nov 2024

What is the cost of holding an investment home

For a typical couple approaching there 50s, getting into an investment property could mean another $800,000 in retirement(in this example). That is considering a property of around $700k with around $650 per week rent. Long term capital gain in NZ has been 6.1% across all properties. However this can be different with different towns and

Hamish Patel

Founder & Financial Adviser

Read article

Investment Property

30 Oct 2024

Investors start to smell the spring air and borrow more

An interesting change is happening in the aggregate lending figures from the RBNZ. Investors were overtaken by first-home buyers in terms of the volume lent over the past few years. However, they are back. Over the past few months, investor borrowing levels have been approaching parity with first-home buyers. So, are borrowing levels taking off?

Hamish Patel

Founder & Financial Adviser

Read article

Thinking about investing?

A free 15-minute chat will show you what you could borrow and the strategies worth a look.

Book a free chat

● How we help

More than just a loan

Buying a home to live in? See our buying a home guide.

Know your numbers

We look at your equity, rental income and cash flow to show what you can borrow for your next property.

Put your equity to work

We'll show you how the equity in your home or existing rentals can fund the deposit on your next one.

A structure that fits

Splitting loans across terms, with interest-only or offset options where they suit, keeps your portfolio flexible.

A second set of eyes

Talk your strategy through with a professional before you commit, and we'll keep everything moving to settlement.

● Contact

Let's talk

Book a free chat with one of our advisers about your next move.

Talk to an investment specialist

Book a call ↗

Or call 09 625 4693 · 101 Station Road, Penrose