Over time insurance companies have started to become creative in the areas where they compete.

Three interesting areas where we have seen some interesting aspects:

Improve your health pay less? A major insurance company has gone as far as to introduce health programme where you get a free smartwatch to keep tabs on your vitals. Taking part earns you a discount which doubles if you achieve certain health milestones.

Cover for pre existing conditions? Another company has started to offer medical insurance with pre existing conditions after being loyal to them for three years. This is for a limited time and it is surprising to see this outside of a group scheme.

Take a break from paying your premium? An interesting one where you can have a two month holiday on your premiums for the holiday period.

Feel free to contact us for a review of your cover, Sandy would love to help.