Should you fix long or short? Why not both, splitting your home loan over different periods of fixed rates can ensure better management of rates. This can mean less profit but also less loss from future changes.
Obviously other things to consider can include any possible future lump sums you may want to pay off. A restructure and chat with an adviser (like us :)) is a good idea.
Whats happening? REINZ and Trademe data shows a little life in certain areas in terms of house prices. The increase in the supply of houses
Saving $400,000 worth of interest on a $800,000 home loan, seems like an interesting notion . Using a simple straight forward example, I will try
Most of us kiwis think that a decent retirement is miles off and only possible with a bunch of spreadsheets and ten houses. What if
How much of your home loan are you actually paying off? The home loan balance seems to move at a glacial pace at the start.
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