Gifting a deposit for a home can seem simple enough but you need to consider the following: 1.Are there other siblings to think about? 2.An alternative to gifting can be a loan, how does this affect future claims by a spouse? Bryan Ivamy, general manager of NZ Trustee Services was kind enough to share his thoughts.

Is it better to hold on to my existing place as a rental?
There is a junction reached in every home owners life when they need to move on, it could be for a leafier suburb or just