Gifting a deposit for a home can seem simple enough but you need to consider the following: 1.Are there other siblings to think about? 2.An alternative to gifting can be a loan, how does this affect future claims by a spouse? Bryan Ivamy, general manager of NZ Trustee Services was kind enough to share his thoughts.
Things to consider before you fix long
The Strategic Upside of a Long Fix For those with a long time horizon, fixing a mortgage rate for five years can be a powerful
