Banking the OCR cuts into your mortgage

By Hamish Patel / November 27, 2025

Reviews

mortgagesonline.co.nz

5.0

Based on 174 reviews

I’ve had an excellent experience working with Sandy as my insurance broker. She is knowledgeable, reliable, and genuinely committed to finding the best solutions for her clients. Sandy takes the time to explain all available options clearly and makes the entire process smooth and stress-free

parthan ari

1763542661

They have been my morgage advisors for more than 5 years now. Exceptional customer service and advise. I was so glad when they introduced the Life cover Insurance through them. Never felt more secured 🥰.

Shalvinesh Prasad

1763340919

We are very pleased with the services provided by Mr. Samir. He consistently goes above and beyond in his work. Highly recommended.

Sunny Marwaha

1762276916

Great team and bunch of amazing people ! They had made our first home journey a breeze. Thank you Dev , Tara and Sandy you guys are awesome. Would recommend them 200% ! Dev guided us through with every detail in mind. Every session we had with him was very productive and informative.

Iamrav

1761082911

Highly recommend Mortgages Online. Hamish and his team are great. They worked hard to achieve the best results for us. We have been with them for almost 16 years. They never let us down. Team member Chun even answered my phone call after hours. 5 stars for sure. Give them a call, you won't disappoint.

Ying Zhong

1757391495

Great team!!! Was a seamless experience and definitely hassle free.Hamish and his team always kept us up to date with the process and in the loop of what to expect.Highly recommend !!!!

Cindy Thomas

1755853132

Amazing service was given to us by Dev Sandhu. Highly recommended!!ThanksAshish

Ashish John

1751042757

Excellent and very helpful team, they went out of their way to get us a mortgage. They were always available to answer any questions or to lend some advice...highly recommended brokers

Gavin Pillay

1742172178

Dev was absolutely fantastic to work with! He is incredibly knowledgeable, efficient, and made the entire mortgage process smooth and stress-free. From start to finish, he provided clear guidance, answered all my questions, and worked quickly to secure the best deal for me. I highly recommend Dev to anyone looking for a professional and reliable mortgage broker. Excellent service! Thank you Dev and team for your help and support

Uday Chauhan

1741068519

Amazing work, really helpful team

Rishav Agnihotri

1738345619

Mortgages online team are great to deal with good communication professionalRecommend to anyone that looking for home loan

Chheun Sean

1736988317

Very helpful with her professional knowledge.Spend time to explain all the details.Highly recommend!

Vincent Cheng

1734868308

Fantastic mortgage brokers that go above and beyond. Gail & Hamish are pros if you have any complexity in your finances.

Emily Au-Young

1734563133

Amazing experience working with Dev Ji. He has provided exceptional support and guidance throughout the house loan process. His expertise and clear communication made everything seamless and stress-free. Highly recommend for anyone looking for professional and trustworthy advice.

Gagandeep Kaur

1733092689

Great service, defiantly recomamding.

Cyrus Rahimi

1729504386

Hamish is very knowledgeable, provided us with some great videos to help explain things, and worked with us to get our questions answered. We have been happy with how are mortgage is structured, and are more than willing to continue working with Hamish.We have also taken life and health insurance with Sandy. It's one of the tasks that we all dread doing but its been easy with Sandy's help. She has been very understanding of our situation and did not feel pressured at all, answering all the questions we had.

Alyssa & Carl

1727342266

We recently worked with Haimish, Kaiming, and their team to secure our home loan. We have a very complex financial structure, but this was no problem for them. They took the time to thoroughly understand our situation and worked with us to secure the amount we needed.We look forward to continuing to use their services in the future, both at renewal time and when exploring further investments.Thank you!

Ravnit Lal

1726540015

Must give your A 5 Star. Wonderful to work with Sandy

Jason Chan

1724891659

Great communication! Sandy has been awesome, making sure that what wanted and needed was a priority.

Phil Johnson

1724640110

Sandy has excellent customer service!She helped with my Life & Health insurance and was very patient our questions. It was greatly appreciated.

Bernadetha Notoprodjo

1721871118

We have had a fantastic experience with Hamish, Gail and the team at Mortgages online. From the initial meeting - setting and realigning our mortgage goals, through to looking at investment opportunities and working hard for us to move banks. This was all done with a honest and positive approach. I would highly recommend them for any mortgage advice.Thank you Hamish

murphy su'a

1721695689

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Banking the OCR cuts into your mortgage

Banking the OCR cuts into your mortgage

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