When most people hear “life insurance,” they think of one thing: a payout if the worst happens. A necessary evil. Something you set up and then forget (hopefully forever).
These days, life insurance isn’t just about death, most insurance companies do try and offer some additional support throughout your policy.
If you’re a busy professional juggling family, career, and almost getting to sorting out your will… modern life insurance might be able to help. It’s evolving into something more useful, more flexible, and more supportive of the life you’re living today.
Wellness Support You Can Actually Use
Some insurers now offer benefits like:
- Discounted gym memberships
- Smartwatch subsidies
- Access to health and wellness programs
Its a win/win as improving your health means less of a chance of a claim for the company.
Even better, some policies now include mental health support — with certain providers offering up to $2,500 per year for sessions with psychologists or psychiatrists.
Estate Planning (aka Sorting Your Will)
Let’s be honest — sorting your Will is one of those “I’ll do it later” jobs. But having it sorted is massive peace of mind.
Some insurers are now offering benefits like $1,000 a year to help you set up or update your Will and Power of Attorney. This makes it so much easier to:
- Protect your kids and your partner
- Choose who makes medical or financial decisions if you can’t
- Avoid messy legal drama later
It’s thoughtful, proactive, and smart — just like you.
So… Are You Getting the Most From Your Cover?
A lot of people don’t even know these benefits exist in their policy.
Modern insurance is becoming a tool for everyday life — not just a backstop.
If you’ve got cover, it’s worth checking whether you’re using everything available to you. And if you’re reviewing your setup, let’s make sure you’re getting a policy that does more than just sit there waiting for disaster.
Because life insurance isn’t just about the worst-case scenario anymore — it’s about supporting your best life.
