Options for 20% Deposit on Investment Properties

Buying an investment property with less than 40% deposit or equity is possible with some of our lenders

Non bank lender – higher interest rates than the bank (call for quotes)
- 20% deposit (out of Auckland and Hamilton)
- 30% deposit in Auckland and Hamilton
Bank
- 20% deposit available for investment land and build
- 20% deposit available for purchases off the plans or up to 6 months old completed dwelling from developer

Every situation is unique so feel free to call to discuss a scenario.

Should I keep waiting on the central bank forever

Following the OCR cuts majority of banks reacted by mostly passing on the .5% to the floating rates. The fixed rates however received less love.

What is the cost of holding an investment home

For a typical couple approaching there 50s, getting into an investment property could mean another $800,000 in retirement(in this example). That is considering a property

Funding for medication a risk easy to mitigate

There will always be limits on the amount of healthcare a country can afford. I actually feel like we have it pretty good here in

Go easy on going short for too long

It is a given that the central bank will move the OCR down. However, does that mean that fixing short is the best approach to

Options for 20% Deposit on Investment Properties